|
Re: OT - Deposit on surgery question (doctor your opinion please) Attn: Nadia
From: anonymous@obgyn.net
Mon, 29 Apr 2002 23:40:21 -0500 (CDT)
Nadia,
Out of curiousity, what is your occupation/profession? So many of us
(who are single) with endometriosis pain, etc., often wonder how to earn
a living which allows some flexibility so that, when necessary, we can
work around our "bad days". It is for this reason that I ask.
At Mon, 29 Apr 2002, Nadia wrote:
>
>This is an interesting thread. I am self-employed, and I thought I had
>adequate insurance. I pay more than $500 per month for it.
>
>My co-pay for an endometrial ablation was supposed to be $2,000. The
>hospital charged $9,400. The insurance company approved $794 and I paid
>it. The surgeon charged $3500. The insurance company approved $380 and
>I would pay it, but the doctor hasn't sent me the bill.
>
>Some insurance, huh? They don't actually pay anything. They just
>approve 10% of the charges and then apply it to the deductible.
>
>The insurance clerk in the doctors office told me the doctor is real mad
>about it and now I don't want to go see him again even though I have
>unusual pain from the surgery. I mean, if he is too mad to even bill
>me? Do I want to deal with that?
>
>Personally, I think $3500 is rather a lot to charge for a 30 minute
>operation. But that is just my opinion.
>
>Anyway, when a doctor asks for a co-pay up front, don't be surprised if
>it is more than $25 or $100. In my case, the doctor should have
>negotiated with me up front. I might have been willing to pay, oh,
>let's say $1200 or something. But the way things are now, we are not
>even talking to each other.
>
>--
>Nadia
>
|
|
![[ Women's Health Forum ]](http://www.obgyn.net/images_women/wh-forum.gif)