Re: TAX rate and universal health care

From: BettyTX (bhamilt@hughes.net)
Mon Mar 10 21:14:06 2008


Thanks, all, for your input. I'm *beginning* to understand just a little about how healthcare *could* operate. I hope our lawmakers seek good, honest input from you medical people and additional input from us patients.

We aren't people who run to the doctor for every little hangnail, but we pay enough attention to our own health that when something out of the ordinary shows up, we know we'd better get to a doctor. We try hard not to take up valuable time that should be spent on more difficult cases, but we certainly want our time if our illness warrants it.

All of that is to say that I don't think people will take advantage if healthcare were to become universal -- a few might, but no more than do right now. The wonderful option with universal healthcare would be that people would seek help early in their illnesses instead of waiting until treatment requires much more time, effort, medications, hospitalization.

Betty

>----- Original Message -----
From: "James Smeltzer" <James.Smeltzer@wellstar.org>

> Insurers dictate all the time what they pay for - the wash their hands by
> saying you are free to get the service, they don't want to pay for it.
> You are right, you are paying for all this gamesmanship. The time they
> take getting your Dr's staff to waste their time justifying a treatment is
> part of their overhead, so we pay for it in the Dr's costs and in the
> insurance overhead. Medicare is much more a straight-up system. Learn the
> rules. Live by them and get paid. Appeal when the rules don't apply and
> you will probably get paid eventually.
>
> THAT and profits for the CEOs, stockholders etc are why Medicare is 3+%
> overhead and private insurance is around 18% or more. So you are actually
> PAYING for them to mess with you...
>
> JSS
>




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