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Re: in wake of Laci Peterson....curious about that birthFrom: aa (anonymous@obgyn.net)Mon, 21 Apr 2003 19:24:23 -0500 (CDT)
At Mon, 21 Apr 2003, Alicia wrote: > >I don't think Tanya was referring to talking about Laci Peterson's >unfortunate death while being pregnant, I think she was talking about >how the discussion changed from Laci to life insurance. I am curious >about the whole concept of Laci and her baby boy's death (and birth) but >could care less about her husband's motives. There just isn't any >motive (in my book anyway) that could justify his actions. > >At Mon, 21 Apr 2003, emme wrote: >> >>if you don't want to talk about this issue........then ignore the >>post.......laci was pregnant and until a doctor in this forum sees a >>problem with ladies discussing the whole curious issue, then don't worry >>about it.... >> >>At Mon, 21 Apr 2003, Tanya wrote: >>> >>>...and all of this has something to do with educating ourselves about >>>pregnancy and birth how? Please ladies, can we take such discussions >>>off-line? T. >>> >>>At Mon, 21 Apr 2003, Pam wrote: >>>> >>>>>>Of course, there is nothing unusual at all about having life insurance on a spouse. However, the amount should be reasonable in relation to the income earned by that spouse and what household expenses would be incurred if the spouse died. The deceased in this case did not earn much money; $250,000 for daycare for one child seems excessive, and may not even be needed if the survivng spouse earns a good living. Also, you missed the point that the amount on each spouse in this case was EQUAL. Surely, a surviving spouse without much income potential would be far worse off financiallly than the high earner spouse would be in the event of an untimely death. >>>> >>>>It could be that the insurance agent was just lazy and only cared about >>>>the nice commission that a whole life policy (the type of life insurance >>>>the Petersons had )would generate, and thus didn't offer them much >>>>advice on coverage levels for each spouse. Perhaps the Petersons only >>>>thought about paying off the mortgage if one of them died, and didn't >>>>really think through all of the contingencies- they weren't trained as >>>>financial planners. By the way, whole life is an incredible rip-off. >>>>For those of you looking to buy life insurance, get a term policy. >>>> >>>>Pam > >-- >Alicia > Alicia, I Think you ASSUME too much.
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