PREGNANCY-BIRTH Messages for July, 2002: Re: ANYONE WHO HAS FOUGHT INSURANCE CO. FOR INFERTILITY & WON???

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Re: ANYONE WHO HAS FOUGHT INSURANCE CO. FOR INFERTILITY & WON???

From: Abby (anonymous@obgyn.net)
Wed, 24 Jul 2002 14:24:02 -0500 (CDT)

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In reply to: anonymous: "ANYONE WHO HAS FOUGHT INSURANCE CO. FOR INFERTILITY & WON???"
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At Tue, 23 Jul 2002, anonymous wrote: >
>I posted a similar message a couple days ago and didn't get a response.
>Basically I have had several miscarriages, resulting in 5 D&Cs. Each
>D&C costs the insurance co. approx. $5000 (Dr, anesthesiologist, Op
>room, hosp room, etc), which they pay no problem. With my history, I
>feel I need a specialist, and as this falls under infertility, my
>insurance won't cover it. Chances are I need to go back to injections
>(I was successful with my son with the Gonal F), and am still in debt
>from him, 2 years later. I guess the problem I have with this is that
>my insurance co. will keep paying when I lose a baby, but won't pay to
>help fix the problem...in the long run would be a lot cheaper for them.
>Anyone with a similar situation or who has fought their insurance co, or
>who has ANY advice, please help. I can't afford the treatment, and am
>so depressed to think that my life will continue to be miscarriage after
>miscarriage.
>Thank You!!!

Anonymous,

Generally fertility treatments would be more costly, especially since there is usually more than one attempt, and success is not guaranteed. Insurance rating is not based on the experience of one individual but rather a class of individuals. Since your policy does not cover fertility treatments it is pointless to file a lawsuit, and no competent attorney would take the case. What you CAN do is speak with your state legislators and lobby for mandated coverage in your state. Many years ago a friend of mine did this in Massachusetts and was successful. Good luck!

--
Abby

Next message: Jenny: "Worried about the very yellow discharge I had today for the first time in this pregnancy!"
Previous message: Amanda: "Sleep"
In reply to: anonymous: "ANYONE WHO HAS FOUGHT INSURANCE CO. FOR INFERTILITY & WON???"
Next in thread: R. Daniel Braun, MD: "Re: ANYONE WHO HAS FOUGHT INSURANCE CO. FOR INFERTILITY & WON???"
Reply: R. Daniel Braun, MD: "Re: ANYONE WHO HAS FOUGHT INSURANCE CO. FOR INFERTILITY & WON???"
Reply: anonymous: "Re: ANYONE WHO HAS FOUGHT INSURANCE CO. FOR INFERTILITY & WON???"

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