Re: financial help
From: amy (anonymous@obgyn.net)
Thu, 7 Mar 2002 23:01:09 -0600 (CST)
Dear Donna,
You can try Planned Parenthood for very reasonably priced doctor visits
- they bill you based on your income.
good luck and take care,
amy
At Wed, 6 Mar 2002, tera wrote:
>
>Hi!
>
>I understand your frustrations and I have experienced that same pain. It
>is very difficult for me to understand why I haven't been able to become
>pregnant and it seems at times like the whole world is pregnant -- it's
>hard! I just try to trust God's plan for my life and rely on Him for
>strength. I do agree with you, it is frustrating and it grieves me so.
>
>Anyway, about the insurance stuff. I have not heard of any place where
>there is financial help for infertility. I know that many offices
>understand the financial burden infertility can have on couples since
>most insurance plans either do not cover IF or only cover certain
>procedures or certain percentages of IF procedures. Therefore, many
>offices are flexible to work with you on payment plans, etc. But even
>then due to cost many offices expect their patients put down a hefty
>downpayment on procedures -- especially for the really costly ones like
>IVF.
>
>It sounds like the insurance plan you did have covered at least some IF
>procedures. That's cool. I don't know where you're from but I think
>only a few states in the U.S. require insurance companies to cover some
>IF procedures. In the other states it's up to the discretion of the
>insurance company or the company you work for. My husband is a postal
>employee and is supposed to have decent insurance but only one plan (we
>have many to choose from) covers ANY IF procedures. We obviously signed
>up for that plan and that plan does not cover IVF. It only covers
>artificial insemination and injectable and oral IF meds, office visits,
>tests, ultrasounds, etc. associated with artificial insem. but only
>80%. Eighty percent sounds like a lot but it's not when it comes to the
>high cost of IF procedures. We had to pay 20% of everything which ran
>us about $400 per month out of pocket. We are not wealthy and we are
>pay check to pay check people for the most part so this was astronomical
>for us. We've even considered moving to a state that covers IVF and
>Jason (my husband) can transfer to a post office there! You do what you
>can, right? The drive to have a child is strong and I understand your
>drive. Sorry so long. I just wanted you to know that you're not alone
>in this. God bless! Tera
>
>At Wed, 6 Mar 2002, donna wrote:
>>
>>i have been reading all your stories. I have the same symptoms and i am
>>very frustrated. I see all these women in the world who have children
>>and i get very jealous. I want some of my own. I get mad when i here
>>so and so is pregnant and she is getting an abortion. Why is it that
>>way? I mean, women like us who want children and have to struggle with
>>mediacations, doctors and the frustration; and these women who get
>>pregnant and don't want the baby. Whats with that.
>>
>>I have recently lost my health insurance due to a lay off. I can't
>>afford all the doctor visits and the medications. Does anyone know IF
>>there is any help out there? Is there financial help, special clinics or
>>anything?
>>If anyone can help with any kind of information.
>>I would appreciate your help.
>>
>>Thank You!
>
>--
>Tera
>
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