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Re: (no subject)From: Robert J. Woolley (wooll005@tc.umn.edu)Tue Nov 4 17:51:46 1997
In message <199711042045.OAA07942@talk.obgyn.net> writes: > At Tue, 4 Nov 1997, DuBose, Terry wrote: > > > >An article on the frontpage of the New York Times today might be of > >interest to many on these lists. It discusses current events around > >regulation of health care. Seems the insurance industry lobbyists are > >organizing to oppose consumer driven regulations to set some minimum > >standards for health care. > >Peace, Terry J. DuBose, M.S., As well they should oppose it. Legislatures trying to decide what health insurers should offer is going to be a disaster. I understand that Minnesota has more required-coverage mandates than any other state--something like 30 so far. These include things like a wig for chemotherapy patients, laser treatment for port-wine stains, etc. The latest big-ticket item was bone-marrow transplant for breast cancer, which is of unproven value, but a major expense. What incentive does a legislator have to say "no" to a vocal constiuent group--even a small one--that asks for just one more mandated-coverage clause? Citizens don't typically blame the legislator for rising premium rates--they blame the insurer. The legislator has everything to gain and nothing to lose, so the mandates keep piling up. Not in any logical order, but by how much noise a disease-specific advocacy group can yell about it. Would anything less happen at the federal level? It's one of the most irraitional ways I can think of to decide what a health-care insurance policy will cover. ---------------------------------------------------------------------------
--------------------------------------------------------------------------- Bob Woolley -- --------------------------------------------------------------------------- St. Paul, Minnesota
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