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Re: ChallengeFrom: Dr. Ainsworth (ainsron@sbcglobal.net)Tue Apr 20 19:26:56 2004
I meant that TIC. Of course the money the insurance company controls is the money we contribute in premiums, plus their investment profits. The whole idea of "shared risk," which insurance supposedly represents goes down the drain when insurance rate adjusters (bean-counters) start trying to separate high-risk and low-risk doctors with the intention of only underwriting the low-risk doctor to maximize their profits and minimize their potential losss. Even trying to separate high-risk and low-risk behaviors is tough except in the most egregious circumstances. A doctor who communicates well with his patients can avoid a suit in the same situation as another poor communicator who is sued, that doesn't make the poor communicator a poor doctor, just a poor risk for the insurance pool.
At Tue, 20 Apr 2004, DoctorJoe@aol.com wrote:
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