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Re: ChallengeFrom: ainsron (ainsron@sbcglobal.net)Tue Apr 20 15:07:20 2004
There is definitely an impact on your premium. Malpractice carriers are watching carefully for "frequent flyers," their feeling is that where there is smoke there is fire. After 15 years with my current carrier and five claims - four dismissed and one settled for a nominal amount, they almost cancelled me and tacked on a 10% surcharge for three years because their risk management committee and I did not see eye to eye on a number of issues. One of those issues was arbitration agreements, which I now do religiously. All claims presented to your insurance company costs them money, even nonsupported claims and they do not look kindly on you spending their money. It the same for all types of insurance, we all hear stories of individuals being cancelled by their auto policy after making a claim, or by their homeowner's policy. Ronald E. Ainsworth -----Original Message----- From: ob-gyn-l@obgyn.net [mailto:ob-gyn-l@obgyn.net] On Behalf Of ENDODOK@aol.com Sent: Tuesday, April 20, 2004 12:01 PM To: Multiple recipients of list OB-GYN-L Subject: Re: Challenge Robert: The two frivolous cases you cited were dismissed and rightfully so. What was the impact on your premiums, if any??. Having just reentered practice after obtaining "affordable" coverage, it is very apparent that despite the defendant doctor prevailing (either the case is dismissed or the verdict is for the defense) any cost to the carrier results in you being "tagged", and your premium is likely to substantially increase. In my own situation last year, the increase was from $60,000 to $201,000. J.Glenn Bradley MD
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