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Re: GEN: Insurance correlates?From: Marilyn Ringstaff (marilyn.ringstaff@medispecialty.com)Sat Oct 26 16:05:35 2002
>I'm looking for a source, "official" if possible, to get data on malpractice >insurance rates and related numbers that I can correlate among the states >with the states' laws on malpractice caps. The issue I want to look at in >particular is: Do states with a malpractice cap of some sort have lower >malpractice rates, or not? >>Joe P.>> Joe: here's one to get you started, re: insurance rates in general, including MD malpractice-you can access this on Westlaw: "Tort reform laws should be repealed because they have failed to trigger a drop in insurance prices, says the co-author of a study released by a national consumer group. "This study has, for the first time, definitely exposed the campaign to restrict consumers' rights for what it is -- an insidious public relations scam that has had terrible consequences for many innocent people while doing nothing to improve the affordability or availability of liability insurance for businesses or professions," said Joanne Doroshow, an attorney and executive director of Citizens for Corporate Accountability and Individual Rights (CCAIR) in New York. The report examines Insurance Services Office data in every state and the District of Columbia from 1985 to 1998 and measures the effect on insurance costs. Twelve lines of insurance are covered, including property damage, product and physicians' liability. "States with little or no tort law restrictions have experienced the same changes in insurance rates as those states that have enacted severe restrictions on victims' rights," the report concludes." 7/26/99 NLJ B4, (col. 1) And one re: healthcare costs and "tort reform" Evidence-based Healthcare: A Scientific Approach to Health Policy Volume 4 • Number 2 • June 2000 Copyright © 2000 Churchill Livingstone, Inc. “Nonetheless, they estimate that tort reform, in the form of liability caps, would save a trivial 0.27% of annual USA obstetrics charges.” And of course, ATLA is always a source :-) http://www.atla.org/CJFacts/medmal/industry.ht#anchor329966
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