Re: No fault medical insurnace was :cost containment is a failure
From: art fougner, md (evsono@pipeline.com)
Wed Jan 30 13:53:04 2002
No Fault is merely a band aid - in NY there are plenty of liability
actions resulting from auto accidents even with no fault in place. no
fault seems intriguing but is merely a superficial bandaid applied to a
gaping wound. No - the entire system is broke - both literally and
figuratively. one suggestion was the equivalent of airline flight
insurance to be purchased at the time of admission to the hospital to
cover untoward outcomes - the patient, the physician and the hospital
would kick in for the coverage.
another is binding arbitration of claims of malpractice.
whatever the solution - the status quo is a fatally flawed system.
just my opinion - i could be wrong.
art
At Wed, 30 Jan 2002, Harrison Sheld wrote:
>
>I would suggest that tort reform as we know it is not the way to go. The
>Trial Lawyers quickly point out that the allegedly injured cannot be made
>whole blah, blah, blah. Once caps are mentioned the trial lawyers (many of
>whom are also politicians/legislators) go ballistic.
>
>To my way of thinking, the insurance industry has missed out on a very
>lucrative innovation. I would suggest no-fault medical insurance as part of
>any health care policy. Patients should have the ability to insure
>themselves against a maloccurrence. The cost of such a policy would be the
>limits of the insurance and the ability to pay the premium. It works and has
>been accepted in the auto insurance market and the model should be
>acceptable in health care market as well.
>
>As you may be aware, there is an implosion in med-mal insurance in Nevada
>with St. Paul pulling out. Not only in Ob-Gyn but in other specialties as
>well. The Governor may convene a special session of the legislature because
>of it.
>
>The ficiton of being "made whole" after a maloccurrence can no longer be
>supported by the medical profession and finally something has to be done.
>The golden goose has croaked.
>
>"Joanne Bulley, MD" wrote:
>
>> Count me in. Philly sounds good.
>>
>> Who thinks a single payor system is the way to go? With tort reform...
>>
>> One side of me says "yes" - but the other side says "who gets to decide
>> what is covered?"
>>
>> Joanne
>>
>> At Tue, 29 Jan 2002, Richard Chudacoff, MD wrote:
>> >
>> >Maybe the March should be in Philadelphia.
>> >
>> >--
>> >Richard Chudacoff, MD, FACOG
>> >
>> >-----Original Message-----
>> >From: ob-gyn-l@obgyn.net [mailto:ob-gyn-l@obgyn.net]On Behalf Of Marilyn
>> >Ringst
>> >Sent: Tuesday, January 29, 2002 5:52 PM
>> >To: Multiple recipients of list OB-GYN-L
>> >Subject: GEN: cost containment is a failure
>> >
>> >>well folks - one issue they've NOT addressed - ( i wonder why) is TORT
>> >>REFORM. wake up and stop the hemorrhage already.
>> >>just my opinion - i could be wrong.
>> >>art
>> >
>> >Check out what your neighbors are doing Art:
>> >
>> >Bill aims to keep doctors in Pa.
>> >http://www.pittsburghlive.com/x/tribune-review/regional/s_14733.html
>> >
>> >And don't get too worked about it:
>> > "A hundred years from now, dear heart,
>> > We'll neither know nor care
>> > What came of all life's bitterness,
>> > Or followed love's despair."
>> >
>> >http://www.lumea.com/bennett.htm
>> >
>> >Marilyn Ringstaff, CNM
>> >Rome, GA
>> >
>>
>> --
>> Joanne Bulley, MD
>> Keene, NH, USA
>>
>> ~*~ let there be peace on earth and let it begin with me ~*~
--
art fougner, md
ich bin ein New Yorker
