Re: No fault medical insurnace was :cost containment is a failure

From: Richard Chudacoff, MD (rchudacoff@mylinuxisp.com)
Wed Jan 30 09:26:19 2002


Hey, I've got a great idea. After every procedure or patient-physician interaction, the insurance company will pay the physician (hopefully), and then pay the patient. That way, patients win the lottery every time they interact with us, and we won't feel bad that patients are just waiting for their payday. It will be inevitable that patients will be paid, regardless of malpractice, maloccurrence or malevolence, so our psyches will be intact.

Seems like the way things are going anyway.

--
Richard Chudacoff, MD, FACOG

-----Original Message----- From: ob-gyn-l@obgyn.net [mailto:ob-gyn-l@obgyn.net]On Behalf Of Harrison Sheld Sent: Wednesday, January 30, 2002 9:59 AM To: Multiple recipients of list OB-GYN-L Subject: No fault medical insurnace was :cost containment is a failure

I would suggest that tort reform as we know it is not the way to go. The Trial Lawyers quickly point out that the allegedly injured cannot be made whole blah, blah, blah. Once caps are mentioned the trial lawyers (many of whom are also politicians/legislators) go ballistic.

To my way of thinking, the insurance industry has missed out on a very lucrative innovation. I would suggest no-fault medical insurance as part of any health care policy. Patients should have the ability to insure themselves against a maloccurrence. The cost of such a policy would be the limits of the insurance and the ability to pay the premium. It works and has been accepted in the auto insurance market and the model should be acceptable in health care market as well.

As you may be aware, there is an implosion in med-mal insurance in Nevada with St. Paul pulling out. Not only in Ob-Gyn but in other specialties as well. The Governor may convene a special session of the legislature because of it.

The ficiton of being "made whole" after a maloccurrence can no longer be supported by the medical profession and finally something has to be done. The golden goose has croaked.

"Joanne Bulley, MD" wrote:

> Count me in. Philly sounds good. > > Who thinks a single payor system is the way to go? With tort reform... > > One side of me says "yes" - but the other side says "who gets to decide > what is covered?" > > Joanne > > At Tue, 29 Jan 2002, Richard Chudacoff, MD wrote: > > > >Maybe the March should be in Philadelphia. > > > >-- > >Richard Chudacoff, MD, FACOG > > > >-----Original Message----- > >From: ob-gyn-l@obgyn.net [mailto:ob-gyn-l@obgyn.net]On Behalf Of Marilyn > >Ringst > >Sent: Tuesday, January 29, 2002 5:52 PM > >To: Multiple recipients of list OB-GYN-L > >Subject: GEN: cost containment is a failure > > > >>well folks - one issue they've NOT addressed - ( i wonder why) is TORT > >>REFORM. wake up and stop the hemorrhage already. > >>just my opinion - i could be wrong. > >>art > > > >Check out what your neighbors are doing Art: > > > >Bill aims to keep doctors in Pa. > >http://www.pittsburghlive.com/x/tribune-review/regional/s_14733.html > > > >And don't get too worked about it: > > "A hundred years from now, dear heart, > > We'll neither know nor care > > What came of all life's bitterness, > > Or followed love's despair." > > > >http://www.lumea.com/bennett.htm > > > >Marilyn Ringstaff, CNM > >Rome, GA > >

> > -- > Joanne Bulley, MD > Keene, NH, USA > > ~*~ let there be peace on earth and let it begin with me ~*~





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