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Re: contraception coverageFrom: Robert J Woolley (wooll005@tc.umn.edu)Tue Jan 30 10:04:13 2001
On Tue, 30 Jan 2001, K Dew wrote:
> I find it truly incredible that many Health Insurance Companies in the US Yep, they sure are stupid, those insurance companies. Too bad they don't have, like, office buildings full of--oh, for lack of a better word, let's call them "actuaries"--who sit around all day just running the numbers on precisely this sort of problem. They should probably hire you, since you're clearly better at simple arithmetic than they are. [sarcasm mode off] You're making the assumption that if a woman doesn't have contraceptive coverage in her insurance, she'll go without contraception and get pregnant. Now, obviously this is true for some. Increase the marginal cost of a thing (contraceptives), and people will buy less of it. But enough women decide that they'd rather pay out of pocket for contraception than get pregnant that some insurers find that it's cheaper not to cover them.
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