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Re: Does Insurance pay..

From: Abby (anonymous@obgyn.net)
Tue, 14 Jan 2003 09:34:04 -0600 (CST)


At Tue, 14 Jan 2003, Pam wrote: >
>At Tue, 14 Jan 2003, Foxy wrote:
>>
>>for IVF???
>
>It depends. There are some states that mandate insurers to cover IVF.
>Some states exempt HMO's but not traditional indemnity insurers; and
>others cover some types of IVF but not others. You'll need to call your
>insurer.

Also keep in mind further distinctions in state laws on infertility. Most apply only to group plans, not indivudual plans or self-insured plans. Also, in some states, the insurers need only OFFER coverage- employers aren't required to buy.

You'll need to read your policy/call the insurer/ or ask a benefits specialist in your company.




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