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Re: plea changes to listFrom: Charlie Chambers (cchamber@gorge.net)Mon Jun 30 11:33:55 2003
>From ENDODOK@aol.com Mon Jun 30 11:33:53 2003 Received: from imo-m08.mx.aol.com (imo-m08.mx.aol.com [64.12.136.163]) by dns.obgyn.net (8.11.6/8.11.6/dsb-1.1) with ESMTP id h5UGXoi13719 for <ob-gyn-l@obgyn.net>; Mon, 30 Jun 2003 11:33:52 -0500 Received: from ENDODOK@aol.com by imo-m08.mx.aol.com (mail_out_v36_r1.1.) id w.132.21860f36 (3956) for <ob-gyn-l@obgyn.net>; Mon, 30 Jun 2003 12:33:31 -0400 (EDT) From: ENDODOK@aol.com Message-ID: <132.21860f36.2c31c05b@aol.com> Date: Mon, 30 Jun 2003 12:33:31 EDT Subject: Re: Bitter medicine To: ob-gyn-l@obgyn.net MIME-Version: 1.0 Content-Type: multipart/alternative; boundary="part1_132.21860f36.2c31c05b_boundary" X-Mailer: 8.0 for Windows sub 6011 After 32 years of practice, I folded my tent 2 weeks ago. Our former carrier withdrew our coverage. A new carrier was found, but with nose coverage plus the annual premium, the first year premium was $198,000. ( this was reportedly a "mature" policy). This was projected to be a "stable" annual premium, however it raised our practice overhead to 80%, and this was the best scenario our CFO could project. This required a massive cutback in staffing, posssible increased hours of operation etc. As you all know, the projection for liability carriers losses is enormous, and the " De facto, insolvancy" of the liabilty industry is a possibility . Do read the lead article in Time ( 6/9/03 ). The outlook for improvement in premium rates for physicians is grim. The toll of this decision is profound, and my family is devastated . I was given one day to choose to (1) leave totally medical practice, and tail coverage was free, or (2) accept the new policy with its unpredictability, and costs. Unless true liability reform occurs, the lack of affordable coverage , or the unavailability of any coverage will shut down medical practice as we know it. J.Glenn Bradley MD
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