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Re: Amy - Cost of Medical in the USFrom: ChinaRose (anonymous@obgyn.net)Tue May 18 23:16:58 1999
Hello Amy, Yes, you are very fortunate and I'm glad you are! :o) I hope that you get great care. I will give you my take (My opinion & experience ONLY!) The US is very capitalistic and doctors that are under HMO/PPO or some kinda of health plan, do not make much money unless they schedule enough patients for the day to earn the fee's the Health Plan deems is resonable. So doctors schedule alot of patients, therefore no one really gets the time needed with the doctor for the doctor to consider all the ailments of one patient. Unless of course, a patient is paying out of his/her own pocket. Now if you go out of network, the plan will only pay a percentage of what they deem is a resonable fee, for example; my second surgery the surgeon cost $3,500 (just the surgeon) the Health Plan said $368 was a resonable fee and they only pay 70% of the $368. Well, after being so mistreated by the Health Plan system of America, I had to go out of pocket or I would've ended up on welfare. Needless to say, I'm in debt. 1-surgery under medical plan and 3 surgeries out of network. As long as I make some kind of payment ($20 a month to each hospital, surgeon, lab, etc.) every month, they cannot turn it over to collections and there is no interest charge (well not yet anyways). Insurance can cost anywhere from $60 - $160 a month for single women between the age 21-30. Or some business will pay for 100% of medical benefit. And then one has to consider too, some plans if you're new and have had pre-existing conditions, will not accept you at all. It's all a scam!! Only the heatlh insurance and lawyers make money out here!! While we suffer. Oh, here in Los Angeles, CA, it's the plastic surgeons that make money.... LOL (please excuse the sarcasim), gotta laugh otherwise I'll cry. In some instances, I have written letters to the labs, hospitals, surgeons, doctors..etc. to plead my financial plight and some have actually either taken a percentage off or written the bill off. I have had one doctor also make arrangements with the hospital to accept whatever payment the Plan pays as payment in full. I still owe $ XX,XXX in medical debt. If I could do it all over again, I would have gone to seen Dr. Redwine the first time around, I think I would have saved myself ALLOT of money, frustration and my health may be better, as some of the treatment feels as it's taken some years off my life, not to mention the quality of life is not as full as it use to be... perhaps in time. Anyhow, this has been my experience in the last several years. $$ denotes your quality of care here. I hope this answers some of your questions. Again, this is only my experience and opinion. Hope you are welll. Peace, Love and Light ~ ChinaRose Educate yourself. Endometriosis Awareness: http://members.xoom.com/China_Rose/endohome.htm My personal experience with Endometriosis: http://members.xoom.com/China_Rose/endohome2.htm
At 08:20 PM 5/18/99 , you wrote:
>Hi ladies
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