ENDO Messages for September, 2007: Re: Anyone go From Cobra to Medical? Just at the end of my rope!

Re: Anyone go From Cobra to Medical? Just at the end of my rope!

From: andrea (anonymous@obgyn.net)
Fri Sep 21 23:28:16 2007

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It's probably a good thing actually that you have NOT been diagnosed with endo yet, because if you apply for new health coverage, they would exclude it for being a pre-existing condition. And, if you have not had cysts in a few years, I don't think you would have to put that on your application either. Ask a doctor about that to be sure.

I applied for a new BlueCross PPO plan for a lower deductible, and they excluded coverage for anything to do with my ovaries, because I just had a cyst, but my doc said, that endo is not a disease of the ovaries, but of the uterus and pelvic cavity. It's not too bad $300/mo. and $500 deductible and I'm 36. So, hopefully, I can still have my surgery, but it will be tricky to get around the ovary thing. I know they are going to f with me on it. Health insurance companies try to scr*w us, so if you said on the app that you had endo, it would not be covered. Things happen for a reason. Maybe right after you get a better ins, you will find just the right doctor to help you. Don't give up on this. I know it's hard. Hang in there!

--
Andrea :)

At Fri, 21 Sep 2007, anonymous wrote:
>
>You need to call social services today! I am sure that you qualify for
>major assistance from the county and state where you live.  You can most
>likely qualify for health insurance either through your state or through
>medicaid.  I really want you to make that call.  You sound like you've
>been through soooo much and you need a break!! I am sure if you get a
>case worker to take your information,you will get the assistance you
>need.  Keep posting on here to get the support you need in the meantime.
>
>Good luck.
>
>At Fri, 21 Sep 2007, CP wrote:
>>
>>My Cobra runs out the end of this month....I can;t afford it any longer.
>>I am going to apply for Medical.  Has anyone gone through this process?
>>I am trying to get surgery done before the end of the month but my docs
>>don;t even want to give me a Lap.  I feel like I am about to become one
>>of the many that have SERIOUS health problems that keep them disabled
>>and poor and not able to afford health care.  With all this pain and
>>still not diagnosed (after 2 yrs of my surgery for dermoid cysts) and
>>feeling like my docs just don't care, broke (can;t even try to live off
>>of Credit cards since my ex ruined my credit since he burned down our
>>home for arson and now I have a foreclosure on my credit), can't work,
>>don't have much help to be cared for by family (many times I can barely
>>get to the kitchen to get a glass of water), rent money, car pmt.  and a
>>dog to feed and care for - I just am at the end of my rope!
>>
>>--
>>CP
>>

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