ENDO Messages for November, 2003: Re: USA Health Insurance

Re: USA Health Insurance

From: anonymous (anonymous@obgyn.net)
Sat Nov 15 15:37:30 2003

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In reply to: Aimee: "USA Health Insurance"
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Reply: Amanda: "Jules Re: USA Health Insurance"

Aimee, Good luck trying to get good health insurance in Florida. I am in a legal battle with Blue Cross Blue Shield of Florida and they are screwing me big time. In answer to your question, yes all private health insurance companies exclude pre-existing conditions for no less than the first 12 months of service. The only way that I know of to get around that exclusion is to have exaughsted all other means of insurance, and to prove that you had insurance for a certain length of time before you applied for the new insurance. I am on COBRA right now because my husband doesn't get insurance through his work and COBRA was all I could get that would not exclude my endo. Once I have used up all my COBRA, I will be able to get private insurance without any pre-existing conditions exclusion policy. But until then, I have to pay $300 a month for health care. And of course, now BCBS of FL is trying to say that they don't have to follow the federal law of COBRA and they are denying my claims. I know that this was probably confusing, so write back if you have any questions. Jules

At Sat, 15 Nov 2003, Aimee wrote: >
>Hi,
>I am considering moving to Naples, Florida from Ontario, Canada. Like
>all of you, I have endometriosis. My hospital and doctors visits are
>covered here by provincial health insurance and alternative treatments
>and drugs by my husbands employee benefit plan. My husband will be
>working for a new company which will only provide health benefits to
>him. I have looked a little bit at private health care insurance on the
>web to cover me in Florida, but all the companies I have looked at state
>that they "exclude treatment of a pre-existing condition." Will all
>insurance companies be this way?
>Thanks,
>Amanda

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In reply to: Aimee: "USA Health Insurance"
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