ENDO Messages for December, 2002: Re: Health Insurance For Pregnant Women

Re: Health Insurance For Pregnant Women

From: Kimberly (anonymous@obgyn.net)
Mon Dec 30 15:28:41 2002

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Debbie -- I don't think the site Kristy mentioned will be able to help you, sweetheart. They usually answer questions about pregnancy, not insurance. My mom just moved from Arkansas, and I know she had difficulty getting coverage for her thyroid problems, as it was deemed a pre-existing condition. I think in Arkansas that private insurers can exclude whatever they want. There is a program called CHIP that may cover you, but you have to meet their criteria, and it's an additional cost if you buy maternity coverage. I don't know if you can qualify for it after you are pregnant. I think it's a state-sponsored program, so you need to find the phone number for them and call. The deductible for CHIP is pretty high. I think my mom had to pay about $2000 before benefits kicked in, but at least it was something. I'm posting a link for you to read about coverage in Arkansas. Please check your phone book and see if you can find a govt number to talk to someone about the CHIP program.

http://www.healthinsuranceinfo.net/ar03.html

Best of luck to you! Kim

>----- Original Message -----
From: "Debbie" <anonymous@obgyn.net> To: "Multiple recipients of list ENDO" <anonymous@obgyn.net> Sent: Monday, December 30, 2002 5:14 PM Subject: Re: Health Insurance For Pregnant Women

> At Fri, 16 Apr 1999, IMC wrote:
> >
> >Here is the information you requsted.
> >
> >Acoording to a new law, pregnancy is no longer considererd
> >a pre-existing condition.
> >
> >Even if you are 9 months pregnant, all insurance companies that offer
> >maternity coverage to their members must insure you.
> >
> >But because it is not cost effective for them to insure a pregnant woman,
they > >are not promoting it and sometimes denying that the law exsists.
> >
> >Go to our web site and learn the truth.
> >htpp//http://www.femwell.com/imc
>
> Is this true for Arkansas as well? Please respond.
>
> --
> Pregnant in Arkansas. Having trouble find insurance.
>

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