ENDO Messages for April, 2002: Re: health insurance problem

Re: health insurance problem

From: Alex (anonymous@obgyn.net)
Wed Apr 17 12:32:00 2002

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At Sun, 14 Apr 2002, Ana wrote:

>The issue here is that the fiance's plan must have a preexisting condition clause. This is not appealable. You can also have a preexisting condition clause in a group plan- the agent is not entirely correct. And yes ,the agent is correct that upon marriage you are no longer under your parent's plan. Ana, the only think I can suggest is that if you are able to work, get a job at a company that has a group plan WITHOUT a preexisting condition clause. Try your state insurance commisioner's office for info on plans without the preexisting condition clause. Your agent will not volunteer this information- he only sells this product and loses his annual commission if you go elsewhere... Alex

>The agent said noone will cover me because of this unless under a group lan (which we cannot get). My endo is very serious, spreading rapidly s if I have no health insurance which I will lose when I marry him (I am urrently covered by parents insurance). I lose my meds, surgeries and d ctor visits. With as serious as mine is I don't know if I want to chanc it. And I have heard dr's say it is fatal.
>~ANA
>

>>>----- Original Message -----
>From: Susan JeschkeSent: Sunday, April 14, 2002 2:41 AM
>To: Multiple recipients of list ENDO
>Subject: Re: health insurance problem
>
>Ana, now you have me confused! I am not sure I understand what you are sking here. I don't see how health insurance can stop you from marry yo r fiance? Endo is not considered a fatal or terminal disease. An insur nce company can refuse to cover you, which is unfortunate but this is no always the case. Try another insurance company, lots of women with end have found coverage. I really have to ask why this would stop you from getting married, I really don't understand. Sorry.
>
>Susan
>

>>>----- Original Message -----
>From: Ana Gaiser
>To: Multiple recipients of list ENDO
>Sent: Sunday, April 14, 2002 12:41 AM
>Subject: health insurance problem
>
>As I have said a few times on the site, I am getting married in 2 weeks, invitations sent, everything paid for, all that. Well today we went to ave an appt with my fiances health insurance agent and they flagged cove age of my endo, giving that I have stage IV this scares me a lot. The e do just recently went into my bladder and I have not had it removed yet.
>My question is, how do I decide between marrying the man I love and havi g health insurance cover this. I love him very much but I am afraid som thing terrible is going to happen. Would it be okay to go from May-Jan ith no coverage? Has anyone ever heard of anyone dieing from endo? I a just really scared and confused and figured I would ask people who unde stand.
>THANKS

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